Dear Abby: Was it legal for my meddlesome mother-in-law to take out a life insurance policy on me?

Greetings, Abby I recently learned that my mother-in-law has two life insurance policies on me, one of which is almost 20 years old. I was unaware of either policy. I’m really worried because I never asked or gave her permission to remove these restrictions.It is not a nice friendship between us. She is impolite and intrusive, thus she is not welcome in our home or in my life. Even though he doesn’t really interact with her, my husband doesn’t seem to mind that she went out of her way to obtain these insurance. She acts as like it’s not a big problem because she sells insurance, but to me, it is.The thought of her receiving a settlement after my death horrifies me. I have my own insurance and will have it for the rest of my adult life (I’m getting close to 50). We have no idea who the beneficiaries are, and she has never given us a copy of the insurance. Actually, the only reason we are aware of their existence is because she mentioned it in a chat when we informed her that we were cutting off our communication with her due to her extreme rudeness and contempt.Are my worries warranted, or am I insane? Is she even allowed to possess these? Why does she bet that I would pass away before her? — NEVADA LIFE INSURED

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Greetings, Life Insurance: I feel sorry for you. It seems like your mother-in-law is a pain. Talk about this with your own insurance representative. Explain what you have learned and ask whether what your mother-in-law has done is legal, because it may not be. This is made worse by the fact that she works in the insurance industry. That you became aware of this information during an unpleasant conversation strikes me as possible retaliation for telling her something she didn t want to hear. She might even be telling lies.Your insurance agent can explain what remedies can be taken to correct this if it is true. If she is a licensed broker who has done something illegal, she could lose her license.

Dear Abby is written by Abigail Van Buren, also known as Jeanne Phillips, and was founded by her mother, Pauline Phillips. Contact Dear Abby atwww.DearAbby.comor P.O. Box 69440, Los Angeles, CA 90069.

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