This time of year is upon us once more. The time to find out about your health coverage alternatives is now, as Medicare Annual Enrollment concludes on December 7.
You might be shocked to learn that there is a health plan that provides additional Medicare benefits to support your daily, overall health if you have both Medicare and Medicaid. Dual Special Needs plans, or D-SNPs for short, are the name given to these plans. One kind of D-SNP plan that can support your whole health, including your mental, emotional, physical, and financial well-being, is UnitedHealthcare Dual Complete.
Dr. Alex Billioux, Chief Medical Officer, Government Programs, UnitedHealthcare, stated, “We want to make sure that people with Medicare and Medicaid understand the additional benefits they can receive to help them live healthier lives.” To help you worry less and concentrate on what truly matters—your overall health—UnitedHealthcare Dual Complete provides advantages including financial assistance for food and other daily necessities as well as free preventative care.
Here are five points to keep in mind while evaluating D-SNP plans, such as UnitedHealthcare Dual Complete:
1. Assistance with groceries, living costs, and prescription drugs
The growing cost of groceries and living expenditures may be making things difficult for you. Fortunately, a UnitedHealthcare Dual Complete plan provides a monthly credit to assist with the cost of over-the-counter items and nutritious foods like fruits and vegetables [1].
Compared to Medicaid or Original Medicare alone, D-SNP plans offer more medication coverage. For approved medications, UnitedHealthcare Dual Complete provides consistent prescription coverage. Make important to determine which plan best suits your needs as they offer different perks and eligibility requirements.
2. Care Prevention
Maintaining your preventative care and yearly physicals may help identify and address issues sooner. Preventive care, including as annual physicals, blood testing, mammograms, and colonoscopies, is typically provided by D-SNP plans at no cost or at a minimal cost [2].
3. Network of Providers
To find out which physicians and hospitals are part of your plan’s provider network, make sure to review it [3]. Make sure that your physicians and specialists are covered by your plan if you are managing a chronic illness. Additionally, remember to consult your mental health practitioner because overall health encompasses more than just treating physical conditions.
4. Online Medical Services
When your neighbor is unable to transport you to your doctor’s appointment, your car is in the repair, or the bus is running late, you need alternatives. Virtual medical appointments, including virtual mental health visits, may be covered by D-SNP insurance. To help you access care when you need it, UnitedHealthcare Dual Complete offers $0 copays for virtual medical and mental health appointments [4].
5. Premiums per month
Plans with a $0 monthly premium might be available to you, contingent on your income and other variables. D-SNP plans can be a cost-effective way to assist you properly manage your medical expenses so you can concentrate on your health requirements.
Find out more
To pick the best choice for your particular needs, do your homework, speak with your caregivers, and ask the proper questions.
Learn more about the UnitedHealthcare Dual Complete plan by visiting GetDual.com or by calling 800-560-5932 / TTY 711, which is open seven days a week from 8 a.m. to 8 p.m. local time.
Paid promotion
Plans are insured by the State Medicaid Program, a Medicare Advantage business with a contract with Medicare, or UnitedHealthcare Insurance Company or one of its affiliates. Enrollment in the plan is contingent upon the plan’s Medicare contract being renewed.
[1]Plans and regions may have different benefits, features, and/or gadgets. There may be exclusions, limitations, and/or network restrictions. Food and over-the-counter benefits have expiration dates. For additional information, see your Evidence of Coverage (EOC) or give your plan a call. According to the Value-Based Insurance Design model, only Medicare Extra Help participants are eligible for the healthy food benefit, and eligibility will be confirmed upon enrollment. Just for Tennessee: Only chronically ill enrollees who meet all applicable plan coverage criteria and have a qualifying condition—such as high blood pressure, high cholesterol, diabetes, cardiovascular disorders, or chronic and incapacitating mental health conditions—are eligible for the special supplemental benefit known as the healthy food benefit. Other qualifying circumstances might exist that aren’t mentioned. For further information, get in touch with us.
Benefits, features, and/or devices may differ depending on the area or plan. There may be exclusions, limitations, and/or network restrictions.
[3] Local markets may have different provider networks.
[4]Devices, features, and/or benefits may differ by area or plan. There may be exclusions, limitations, and/or network restrictions. A smartphone or other device with video capabilities may be necessary for virtual visits. Not to be used in an emergency. Virtual care is not available from every network provider.
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